I was trying to place a freeze on my credit, in Tennessee there is a fee to place a freeze to protect yourself from what Equifax did.
The Equifax Data Breach – What About Me?
The most surprising piece of information to come from the Equifax Data Breach is learning how many people had no idea who or what Equifax was and that they felt it did not involve them. The second thing that took me by surprise was some of those who understood who Equifax was or after learning who they are have a complacent “oh well” attitude about the data breach.
So just how can the data breach affect you? Before we answer, let’s first understand what was taken that belongs to you?
So back to the question about the effect on you; first the obvious, if your information is used a person can open up new credit accounts in your name, buy a car, house, computer, whatever. In turn the bill is sent to you and the purchase goes on your report. At this point you have to prove it was not you, which can cost a lot of money and will cost a lot of time. But more can happen with the above information that Equifax allowed to be stolen. If you are getting a Social Security check for retirement or disability a person can have the check redirected to another bank, they can cause problems with your mortgage, get into your online accounts like PayPal, eBay, banking, Amazon and others. The information stolen is considered the gold mine, mother lode of information and in no way should be taken lightly. This is a life changing breach.
When my son was 14 he had his Social Security Number and address stolen, within days over $30,000 in credit was acquired. I had to clean it up and it took over 6 months and in the process I discovered who did it and learned it was done by someone I knew “as a joke, to see if they could”. But that experience taught me that prevention is easier than clean up.
So what can you do?
DeWayne Watts: I started out writing short stories and poetry. Some of which was published in the 1980's. I have parts of 5 novels written and have completed 2 novels. I have been married over 25 years and raised 2 wonderful sons who have been a great addition to the human family.
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The 3 Novels/Books Written By DeWayne Watts
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"The Boy in The Wood"
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